Social Media - Pr practice modernised Dissertation

Online networking - Pr practice modernized - Dissertation Example As this happens, there is additionally an issue of how successful the utilization of web based life and advertising are on the web. Looking at how clients cooperate and the distinction it makes with deals and relationship building is one of the primary inquiries. This examination paper will look at the mechanics of relationship working through web based life and with online entryways. There will be an issue of how this progressions shopper recognition just as potential open doors for organizations that are building an online nearness. In particular, this exploration study will give understanding into the significance of online life and PR as a component for organizations. ... †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦34 4.0 Results and Findings†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦35 5.0 Significance of the Project†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...39 5.1 Limitations of the Project†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.40 5.2 Future Studies†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..42 6.0 Conclusion†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...43 Bibliography†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..44 Appendix A†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦48 Appendix B†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦49 List of tables and figures Image 1: Social Hierarchy†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.11 Image 2: Random and Scale Free Network†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.......14 Image 3: Corporate Social Strategies†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.19 Image 4: Social Media Networks and Giant Component WOM†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...22 1.0 Introduction The utilization of web-based social networking is proceeding to develop as a pattern among organizations. The individuals who have a site or physical business are currently utilizing online networking as a piece of the jargon essential for characterizing what is required for a powerful promoting arrangement. The developing pattern is one that is presently making an issue of where this fits into the advancement blend. Most advertisers are taking a gander at internet based l ife as a fundamental part of finding new clients and getting the message out about one’s

Homeostatic Imbalances Essay Example for Free

Homeostatic Imbalances Essay Hypertension (HBP) is a genuine condition that can prompt coronary illness, cardiovascular breakdown, stroke, kidney disappointment, and other medical issues. Circulatory strain is the power of blood pushing against the dividers of the corridors as the heart siphons blood. On the off chance that this weight rises and remains high after some time, it can harm the body from multiple points of view. Diagram The condition itself for the most part has no signs or side effects. You can have it for a considerable length of time without knowing it. During this time, however, HBP can harm your heart, veins, kidneys, and different pieces of your body. Realizing your pulse numbers is significant, in any event, when youre feeling fine. On the off chance that your pulse is ordinary, you can work with your social insurance group to keep it that way. In the event that your circulatory strain is excessively high, treatment may help forestall harm to your bodys organs. Circulatory strain Numbers Blood pressure is estimated as systolic (sister TOL-ik) and diastolic (di-ah-STOL-ik) pressures. Systolic alludes to circulatory strain when the heart thumps while siphoning blood. Diastolic alludes to circulatory strain when the heart is very still between thumps. You frequently will see pulse numbers composed with the systolic number above or before the diastolic number, for example, 120/80 mmHg. (The mmHg is millimeters of mercuryâ€the units used to quantify circulatory strain. ) Blood pressure doesnt remain a similar constantly. It brings down as you rest and rises when you wake up. Circulatory strain additionally rises when youre energized, anxious, or dynamic. In the event that your numbers remain better than average more often than not, youre in danger for medical issues. The hazard develops as circulatory strain numbers rise. Prehypertension implies you may wind up with HBP, except if you find a way to forestall it. In the event that youre being treated for HBP and have rehash readings in the typical range, your pulse is leveled out. Be that as it may, you despite everything have the condition. You should see your PCP and follow your treatment intend to monitor your circulatory strain. What is diabetes? Diabetes is the condition where the body doesn't appropriately process nourishment for use as vitality. The majority of the food we eat is transformed into glucose, or sugar, for our bodies to use for vitality. The pancreas, an organ that lies close to the stomach, makes a hormone called insulin to assist glucose with getting into the phones of our bodies. At the point when you have diabetes, your body either doesnt make enough insulin or cant utilize its own insulin just as it should. This makes sugars develop in your blood. This is the reason numerous individuals allude to diabetes as â€Å"sugar. † Diabetes can cause genuine wellbeing entanglements including coronary illness, visual impairment, kidney disappointment, and lower-furthest point removals. Diabetes is the seventh driving reason for death in the United States. What are the kinds of diabetes?

Our countries good Free Essays

After input from our false test we recognized how the entire piece needed power however in different focuses had excessively and turned out to be excessively uproarious with no genuine purpose behind it and at certain focuses felt scripted and UN-normal, this was affecting the crowds understanding and making it hard to comprehend the story line as so much was going on. Since our false we as a gathering, stripped back and taken a ton of the superfluous substance out of scene two and four as they were excessively long and came befuddling and have been utilizing Clack’s card strategy to Intensify the piece at focuses and make the piece more settled In different pieces to show the Intimacy and protective security framed between the two prisoners In request to feature our topic to show how the Imprisoned structure trust gatherings and fellowships to remain alive’. To diminish the danger of fire in the cabin we are ensuring that there is a satisfactory clearing pathway: there will be no stumbling perils in the hallway to empower us to move our crowd and entertainers around securely. We will compose a custom article test on Our nations great or on the other hand any comparable theme just for you Request Now There is a mirror fire chance from our candles yet we will have two containers of water to submit instance of issues. As entertainers working under pressure we are at risk for stressing muscles and vocal harmonies. We will utilize physical warm-ups to ensure our muscles are loose and diaphragmatic breathing to ensure we don’t harm our vocal harmonies. During the lift we guarantee that manual dealing with standards are trailed by bowing our knees and bringing down focus of gravity. Step by step instructions to refer to Our nations great, Papers

Edouard Manets Olympia Essay Example | Topics and Well Written Essays - 1250 words

Edouard Manets Olympia - Essay Example In any case, youthful Edouard opposed the desire of his dad, who needed for him to turn into a legal counselor. He went to follow his enthusiasm of considering painting at the Louver, and abroad in Holland and Italy.1 His work, continually rejected by the foundation, got the help of his dear companion Baudelaire and was enlivened by Velazquez, Rembrandt and Titian. Manet painted a wide assortment of subjects (seascapes, still lifes, representations, just as urban, strict and verifiable scenes) and his most well known artistic creations are Musique aux Tuileries, Djeuner sur l'Herbe, Le Fifre, Un Bar aux Folies-Bergres and obviously, Olympia. Upheld by Emile Zola, he likewise painted his representation in 1866.2 At the point when he kicked the bucket in his mid 50s, the Impressionists were making craftsmanship that demanded it was existing apart from everything else - a train steaming out of a station, downpour on the lane, Manet's specialty is at the front line of this revelation of contemporary life during their time.3 Right up 'til today, various craftsmen had started to challenge the stale shows of the Academy when Manet's Olympia was acknowledged for the Salon in 1865. Never had a work caused such embarrassment. Pundits prompted pregnant ladies to stay away from the image, and it was consigned to impede vandals. She is definitely not a remote goddess however determinedly in the present, effectively perceived among the demimonde of whores and dancehalls.4 Viewers were not used to the work of art's level space and shallow volumes. To many, Manet's shading patches seemed incomplete. Much all the more stunning was the honest genuineness of his mistress: it was her intensity, not her nakedness, that annoyed. Her lazy posture duplicated a Titian Venus, however Manet didn't shroud her with folklore. In Olympia's watchful eye there is no statement of regret for erotic nature and, for awkward watchers, no getting away from her reality.5 Anthony Julius concurs with that reason of getting away from the real world. In his book, Shock and craftsmanship Transgressions: The Offenses of Arts (2001), he esteems that such workmanship prevails by estranging individuals, uncovering our biases, disrupting our propensities. So Manet's Olympia, an exposed whore in an exemplary posture, gazes back at us, exposing the era of male strength and voyeurism camouflaged as an enthusiasm for the imaginative bare of fantasy and history. He guarantees that the motivation behind the painter, which is to pass on his imaginativeness is covered by the stun esteem and decreases its similarity to esteem as a craftsmanship. In Heschel's investigation of Geiger's investigation of the Jewish Jesus (1988), she attracts a relationship to Manet's Olympia, whose immediate gaze at her crowd discomforted a world used to the coy imaginative depiction of ladies and reasoned that it was unchristian and making it to a lesser extent an academic look. Geiger's Jewish investigation of Jesus disrupted the Christian, or at any rate socially Christian, scholastic world. As per Heschel, by turning around the circumstance in which Christians, particularly the scriptural pundits of the age, expounded on Judaism to one where Jews expounded on Christianity, Geiger made a significant change in accordance with the force relations between the two religions. Where Christian scholars abraded Pharisees and Pharisaism, Geiger contended intentionally that Jesus was a Pharisee second to none; the perfect that Jesus lectured so

The dividend capture - Free Essay Example

Dividend Capture is a type of investment strategy for an investor whereby the investor buys the stock let say two weeks before it goes ex-dividend and sell them after two week when it has gone pass the ex-dividend in this transaction, he tries to make a small profit on the trade. On the stocks ex-dividend date, its price will drop by the amount of the dividend. The theory is that the stocks price will work its way back up to the price it was at before the ex-dividend date. Due to this an investor is able to sell slightly above the purchase price. In this way an investor is able to collect the dividend and realize a small capital gain in four weeks time. It is a method of converting gains into dividends it also has tax advantages and more interest but it does not mean it produces a large, stable, growing income . the key of Dividend capture is to purchase a stock just before the special dividend. If sold 61 days later, the special dividend appears as dividend income and, to a first approximation, but it may lead to a short term capital loss as well if purchases are limited to companies worth owning in the first place, it is not necessary to realize the loss immediately. Rather, the stock can be held until needed for another dividend capture. You would sell only when a more desirable stock becomes available. Due to this a stock tends to move between the two portions as their prospects change. Dividends, whether regular or special, are tied to business conditions not to the stock prices. Stock prices tend to rise and fall together, especially in the short run. A minimal amount of dividend capture is needed to provide a high income stream. The dollar amount of special dividends captured is important. A first approximation, picking up a dividend dollar amount will required to have certain number of share not a dollar amount of share. When shares sold to dividend capture new special dividends go behind the overall market price. The income stream heavily depends on the number of shares purchased not on the price per share. Comparing captured dividend what regular dividends one can say that Regular dividends are not stable because the individual price fluctuations do not back the market perfectly rather income from captured dividends is stable. Dividend capture strategies are becoming more and more popular among the speculators who dont want to be too exposed to the market risk but also wanted to take some money with them without any risk. The main issue is that traders with a short-term mindset who are trying to take advantage of the capture strategy could be exposing themselves to market fluctuations. This strategy could be profitable during bull markets as stock prices in general increase which would help the speculators in unloading their position at a profit; during bear markets when the volatility is very high, the risk of catching a big wave down is much higher. Home Refinancing The term home refinancing means seeking a second or additional home loan to replace an existing loan by mortgaging the same asset, which is usually a home for a place, which can be used as a mortgage. Although it seems that home refinancing is the consumer oriented and beneficiary for the customer, who take such loan but it also has some risk. First of all we will talk about the advantages of home refinancing, this lead to a change in the interest-rate, as the Interstate of home refinancing may be less than the earlier one. Second benefit can be gaining and additional amount of money and winning an extension of period for repayment and, also to have provisions to pay off the other existing debt. It lowers the risk of liquidation of an equity that has accumulated during the ownership of the home etc. Many people are attracted towards home refinancing, just because of the chance of being less monthly installment of repayment. This is done either by changing the loan repayment conditions of the loan to a lower interest rate or by increasing the repayment period of the mortgage loan. The Home Equity can also be used to get more money through a home refinancing to buy a second home, or to pay off debts, to meet the expense of education, to overcome the medical treatment expenses etc. We have already talked about various advantages of home refinancing rates. Its time to talk about some risk in taking such finance. Sometimes you might have took a penalty fees and histories may be higher than the saving you could generate from home refinancing, when someone take different loans they might be Charlie some penalties in such a case you might face some losses and these losses may be much higher than the saving you could generate from home refinancing, it is better not to take such a loan. Sometime getting a new home refinancing loan bring such difficult circumstances which involves higher possible is to than the previous home loan the second home loan may call for unseen this factor which ultimately create mental torments and monetary losses and may bring some situations that became very difficult to handle. There are few points which have to be kept in mind while going for home refinancing. You must know prepayment fees and penalties some time when you want to pay your loan before the period the bank may charge you some fees and penalties just to make up their losses. Refinance Your Home loan for Reduce Interest Rates Only if it makes financial benefits. You must first ensure that there is no error in your financial statements. Checking your credit reports to be sure you can find no errors. If you will find errors, fix them prior to you secure a house refinance mortgage answer. You do not want surprises on your credit report to impact your ability to have the best rate on your house refinance. when a company made payment in cash or in stock to the shareholder of the company, this is called dividend usually dividend is declared by the authorized board of directors, if we are talking about preferred stock, in this case the dividend is paid at a fixed and guaranteed rate. Generally an investor used to calculate dividend yield and payout ratio after analyzing stocks performance in the market. For those investors who are interested in investments which can produce income only, for such investors main concern is dividend. But for those investors who were interested in only in equity growth they gave less importance to dividends. For analyzing a companys dividends it is very important to find out how much income the dividend present, because it is necessary to multiply the number of share by the dividend amount per share. Normally dividends are paid quarterly to find out what income will be paid every three months we have two divides it back for. For example John have a thunderous cheers that pay an annual dividend of $2 per share, the annual income will be 800 times $2 which is $1600 now to get what we will get after three months we have divided by four and we get$400. This is how the dividend is calculated it for three months. Now as we have torn about yield and payout ratio there is understand what yield and payout ratio is. To figure out is yield will just have to divide the dividend amount of per share by the price paid for per share of the Stock. For instance, if this talk was purchased for $ 25 per share and the dividend is $ 2 per share to come up the figure of yield divided dollar 2 by dollar 25 you will get 8%. Dividend yield is useful when comparing the income potential of a stock with the other securities like Bond or CDs. The dividend payout reseau is the ratio of how much profit is paid in the form of dividend in compare of the companys profit.To find out the payout ratio denied the earning per share by the dividend to get on per share, lets say if earning per share are $2/50 and dividend is $0.50, in this case the dividend payout would be 5:1. A high pay out ratio shows that the companies keeping most of its profit, while a low payout ratio shows that the dividend is being paid in good ratio. Sometimes a completion additional share to its stockholders instead of paying cash dividend, such a method of paying share in instead of cash gave a company a position to keep cash to reinvest because stock may appreciate and depends on the market due to the chances of a stock goes to a higher price its a good deal for the investor a company might issue 4% stock dividend for example a shareholder can be given 4 extra stock for every hundred share owned. Now to find out how much the dividend is actually worth, multiply the number of share by the market price of the share. Lets say if the stock is selling for $25 per share, that 4% dividend would be 4% of $25 or $1 per share. How much can I borrow for a mortgage when someone go out for a mortgage he always has some plans regarding how much she need to borrow, and his capacity to repay the mortgage loan because nobody would like to lose their house property to foreclosure, second thing he would consider about the interest rate if the interest rates are low he would consider taking mortgage loan according to his requirement, but if interested are too high then he would probably think to adjust the requirements accordingly. When it comes to lenders or banks before deciding upon the limit of the mortgage loan they will probably look into the financial background of the borrower, about lease capacity to repay the loan on time because bank would not like to lose their money to people recklessly who will not be able to repay the mortgage amount on time therefore they have several ratios before determined how much money they can live to the borrower. Cost of mortgage when someone decides to buy a house, there are several payments is responsible to pay on time like home owners insurance, property tax, real estate tax, when these are all added to the mortgage payment all these costs when added , they usually give the exact cost of the mortgage. And bank N this to your anticipated monthly expenses. Private mortgage insurance Private mortgage insurance is also PMI; sometime borrower is not able to afford 20% of the homes price which usually paid as a down payment in such a case is likely need to purchase a private mortgage insurance in order to protect the banks investment. Front-End ratio the front and so is the comparison between the monthly mortgage cost-which includes insurance, real estate taxes, private monthly insurance with your total income. Usually mortgages costs are allowed to make up between 26% and 29% of your income, for example if you made $3000 a month and your bank allow 28%, in this case your monthly maximum repayment amount would be $840. Back-end ratio when your total income is compared with the your total debt payments this is called back end ratio, such ratio includes credit card debt and college loans, and any other debt you have. It can make a total of up to 33 to 40% of your income. for example, if your bank 35% as the limit, and you have a monthly income of $3000, in this case your total dad played with a month would be $1,050. If we had to pay $400 as a monthly student loan, you would then have a maximum of $650 left in your income which can be used to repay the mortgage loan. Credit score If you have a good credit risk of the bank are likely to increase the limit of the ratio for you because, your financial history of repaying the credit on time, build banks faith in your credibility and they are willing to increase the limit of ratio, So all these characteristics of mortgage helps the borrower and lenders in deciding how much they can borrow or how much the lender can lend money.

Causes, Effects and Lessons of the Asian Crisis Essay - 3300 Words

Causes, Effects and Lessons of the Asian Crisis: The Case of Thailand (Essay Sample) Content: Causes, Effects and Lessons of the Asian Crisis: The Case of ThailandName:Course:Code:Institution:Date:IntroductionThe Asian Crisis which occurred in 1997-1998 was both an eye-opener and influential aspect of the economic outlook of the Asian block. The speed with which the crisis spread to the neighbouring nations indicated the effects of globalization and regionalization. Its effects on financial markets, international trade and GDP of the affected country provided empirical indications of outcomes of failures in the systems. Most economic theorists have indicated that the unexpected change in expectations across the market coupled with dwindling confidence in ability to recover led to the turmoil that generated and fueled the crisis. Corsetti. Over and above the worsening of the fundamental aspects of economic growth, the associated level of panic which affected the most central financial institutions was instrumental in the outcomes. Other views indicate that the dispersion in objectives and outcomes of the primary responses were attributable to the outcome. The distorted and imbalanced responses including massive hedging strategies and exaggeration of the situation set the exchange rates to a downward trajectory. As a result, the root of the crisis can be attributed to actions at the international, national, corporate and household level, which created a perfect environment for emergence and amplification of the meltdown.[Corsetti, Ginacarlo, Pesenti, Paolo and Roubini, Nouriel. 1998. What caused the Asian Currency and Financial Crisis? /research/economists/pesenti/whatjapwor.pdf] [Krishnamurty, Jayasankar. Learning from the 1997-1998 Asian Financial Crises: The ILO Experience in Thailand and Indonesia. 2009 /wcmsp5/groups/public/@ed_emp/documents/publication/wcms_107637.pdf] Origin of the CrisisThe massive devaluation of the Baht in mid-1997was the primary step towards emergence of the momentous crisis affecting the entire financial sector in the country. On the same date, a downward movement of the stock indices from a number of countries established in 1995 started. At the same time, a reduction in the economic growth of the globe was experienced, creating turbulence with an epicentre in the Asian Block. Soon after, collapse in foreign exchange rates and collapse of the stock market propagated the closure of most financial entities, owing to the challenges in capitalization. In early 1998, the economy had shrunk 10%, implying that most banking institutions were not able to operate. The crisis was characterised by two distinct phases, starting with the global responses to the spillover to Russia and the Caribbean.[Sutthirak, Supwadee and Gonjanar, Patthanij. The Effects from Asian Financial Crisis: Factors Affecting on the Value Creation of Organizations. International Journal of Business and Social Science. 3 (16)] [Sutthirak and Gonjanar, 13] The multiplicity of factors that propagated the crisis were closely moni tored and extrapolated by the ILO, which was instrumental in establishment of solutions. The growth rates observed in Thailand between 1985 and 1995 were primarily driven by productivity capacities. The highly affordable low skilled labour created a suitable environment for foreign direct investment. Most of these MNEs created production units for processing exports from the country. As a result, the country was operating at a trade surplus, creating strong pull factors for capital influx. At the same time, the domestic currency was pegged on the dollar, providing a viable investment environment for a range of portfolio and securities investments based on the dollar.[Krishnamurty, 7] [Radelet, Steven Sachs Jeffrey. The Onset of the East Asia Financial Crisis. 1998. http://core.kmi.open.ac.uk/download/pdf/6881692.pdf] Since most of the recently instituted financial entities were built on debt capital, the increasing bad loans resulted to bankruptcies. The country had the option of l owering the interest rates in order to increase the demand for its currency, although this would have worsened the situation of the numerous creditors in the country. The assumption was that with a higher value of Baht would reduce the burden of the foreign debt, which represented a huge parentage of the debt in the country.[Li, Quan B. Currency Crisis in Thailand: The Leading Indicators. 2008. /economics/PPE08/quan.pdf] The newly established companies presented a major challenge in the management of debt through lowering of interest rates. The fact that they were still in infant stages implied that they did not have strong systems and financial backing to survive the process of debt management. With liabilities exceeding the assets, the only approach was to dissolve them to avoid increase in the liabilities and compromises to the available assets. At the height of the speculative attacks, the Central bank of Thailand relied on huge supply of Bahts to fend off the demand, thus resul ts to exhaustion of the reserves. The only source of assistance was Japan and IMF, who provided additional credit. With most of these companies closed and their assets frozen, the spillover effect resulted to the laying down of employees from different industries. The layoffs were propagated by the lack of credit to finance operations as well as the perceived melt down in the economy. Increasing unemployment rates led to a collapse of consumption and production chains.[Krishnamurty, 25] [Corsetti, Ginacarlo, Pesenti, Paolo and Roubini, Nouriel. 1998. What caused the Asian Currency and Financial Crisis? /research/economists/pesenti/whatjapwor.pdf] [Sutthirak and Gonjanar, 6] Causes of the CrisisMoral Hazard issuesThe manner in which the financial and corporate sectors operated in the country created an elevated level of moral hazards in the country. The primary red flag exists in the slackened regulatory structures left the country vulnerable in case of macroeconomic and financial sh ocks from both the domestic and foreign markets. Corporations in the country were under significant pressure to sustain operations at high rates of growth, through guarantees which were not backed by sustainable resources. Certain firms received significant subsidies, without any form of control and favored industries received bailouts which nullified any form of risk aversion at the corporate level. The returns on investment in some instances were not measured in absolute terms, and the deficiencies in the current account were expanding at alarming rates. Although the options of foreign borrowing were available, most of the ventures were literary bankrupt months before the crisis. Since most of these bail outs and subsidies were based on a credit base, the undercapitalized economy eroded the ability of the financial industry accommodate shocks, especially considering that most of the assets were toxic and comprised of non-performing loans.[Li, 15] [Krishnamurty, 40] At the internat ional dimension, the highly liberalized economy was faced with the influx of foreign capital through borrowings which were not risk adjusted. The assumption was that the foreign borrowings would be guaranteed by the bank, just like the numerous subsidies in favour of the overseas borrowers, and failure to that, protection from IMF would accord returns regardless. Most of the loans were unhedged foreign-based instruments, which was the same currency that the Baht was pegged on. Increases in the dollar as experienced in 1995 created the primary impressions of a crisis, and the sentiments and confidence in the market switched significantly. The earliest casualties were the property markets, which resulted to defaults in the financial and corporate sectors. The onset of the default crisis led to reversal of the influx of capital from the foreign market and set the crisis in motion.[Sutthirak and Gonjanar, 10] [Wong, Kar-yiu. Housing market Bubbles and Currency Crisis: The case of Thaila nd. 2001. http://core.kmi.open.ac.uk/download/pdf/7363073.pdf] Appreciation of exchange ratesThe factors associated with loss of competitive advantage and changes in the balance of trade have a direct effect on the exchange rates during a financial crisis. The association of exchange rates with the current accentuates the outcomes, and it was worse for Thailand due to a number of factors. Most of its economic decisions were based on this growth, providing the impetus for excessive public expenditure, with bank lending expanding to accommodate the increased availability of financial resources. At the same time, the highly liberalized financial system encouraged borrowing from foreign partners. Even when the interest rates were pegged on the Baht, the real rates were hinged on the dollar, which was the basic currency. Most of the loans were however based on low interest rates in order to optimize benefits. The real value of the Baht was however masked by the value of the dollar. An ap preciation of the dollar created a scenario where the competitiveness of the Baht dropped sharply, affecting it surplus economy. The declining external export dropped to year-on-year rate of 0.2% from 20% in the previous years. The country changed the system of pegging the value of the Baht on the collar which further spun the currency out of control and caused the debts to increase in monstrous rates. By the time the crisis was peaking, the external debt increased from to US$ 94.3 billion from US$ 28.8 billion. The perceptions of overvaluation of Baht resulted to disposal of the currency, resulting to halving of the value in a span of months. This is represented by an increase of the foreign debt to GDP rate from 32.8% in 1990 to 50.05% in 1996. Short term debt, which is highly costly and risks rose from 29.63% in 1990 to 41.41 % in 1996. At the same time, the short term debt, mostly from foreign sources changed from 62.55% in 1990 to 99.69% in 1996.... Causes, Effects and Lessons of the Asian Crisis Essay - 3300 Words Causes, Effects and Lessons of the Asian Crisis: The Case of Thailand (Essay Sample) Content: Causes, Effects and Lessons of the Asian Crisis: The Case of ThailandName:Course:Code:Institution:Date:IntroductionThe Asian Crisis which occurred in 1997-1998 was both an eye-opener and influential aspect of the economic outlook of the Asian block. The speed with which the crisis spread to the neighbouring nations indicated the effects of globalization and regionalization. Its effects on financial markets, international trade and GDP of the affected country provided empirical indications of outcomes of failures in the systems. Most economic theorists have indicated that the unexpected change in expectations across the market coupled with dwindling confidence in ability to recover led to the turmoil that generated and fueled the crisis. Corsetti. Over and above the worsening of the fundamental aspects of economic growth, the associated level of panic which affected the most central financial institutions was instrumental in the outcomes. Other views indicate that the dispersion in objectives and outcomes of the primary responses were attributable to the outcome. The distorted and imbalanced responses including massive hedging strategies and exaggeration of the situation set the exchange rates to a downward trajectory. As a result, the root of the crisis can be attributed to actions at the international, national, corporate and household level, which created a perfect environment for emergence and amplification of the meltdown.[Corsetti, Ginacarlo, Pesenti, Paolo and Roubini, Nouriel. 1998. What caused the Asian Currency and Financial Crisis? /research/economists/pesenti/whatjapwor.pdf] [Krishnamurty, Jayasankar. Learning from the 1997-1998 Asian Financial Crises: The ILO Experience in Thailand and Indonesia. 2009 /wcmsp5/groups/public/@ed_emp/documents/publication/wcms_107637.pdf] Origin of the CrisisThe massive devaluation of the Baht in mid-1997was the primary step towards emergence of the momentous crisis affecting the entire financial sector in the country. On the same date, a downward movement of the stock indices from a number of countries established in 1995 started. At the same time, a reduction in the economic growth of the globe was experienced, creating turbulence with an epicentre in the Asian Block. Soon after, collapse in foreign exchange rates and collapse of the stock market propagated the closure of most financial entities, owing to the challenges in capitalization. In early 1998, the economy had shrunk 10%, implying that most banking institutions were not able to operate. The crisis was characterised by two distinct phases, starting with the global responses to the spillover to Russia and the Caribbean.[Sutthirak, Supwadee and Gonjanar, Patthanij. The Effects from Asian Financial Crisis: Factors Affecting on the Value Creation of Organizations. International Journal of Business and Social Science. 3 (16)] [Sutthirak and Gonjanar, 13] The multiplicity of factors that propagated the crisis were closely moni tored and extrapolated by the ILO, which was instrumental in establishment of solutions. The growth rates observed in Thailand between 1985 and 1995 were primarily driven by productivity capacities. The highly affordable low skilled labour created a suitable environment for foreign direct investment. Most of these MNEs created production units for processing exports from the country. As a result, the country was operating at a trade surplus, creating strong pull factors for capital influx. At the same time, the domestic currency was pegged on the dollar, providing a viable investment environment for a range of portfolio and securities investments based on the dollar.[Krishnamurty, 7] [Radelet, Steven Sachs Jeffrey. The Onset of the East Asia Financial Crisis. 1998. http://core.kmi.open.ac.uk/download/pdf/6881692.pdf] Since most of the recently instituted financial entities were built on debt capital, the increasing bad loans resulted to bankruptcies. The country had the option of l owering the interest rates in order to increase the demand for its currency, although this would have worsened the situation of the numerous creditors in the country. The assumption was that with a higher value of Baht would reduce the burden of the foreign debt, which represented a huge parentage of the debt in the country.[Li, Quan B. Currency Crisis in Thailand: The Leading Indicators. 2008. /economics/PPE08/quan.pdf] The newly established companies presented a major challenge in the management of debt through lowering of interest rates. The fact that they were still in infant stages implied that they did not have strong systems and financial backing to survive the process of debt management. With liabilities exceeding the assets, the only approach was to dissolve them to avoid increase in the liabilities and compromises to the available assets. At the height of the speculative attacks, the Central bank of Thailand relied on huge supply of Bahts to fend off the demand, thus resul ts to exhaustion of the reserves. The only source of assistance was Japan and IMF, who provided additional credit. With most of these companies closed and their assets frozen, the spillover effect resulted to the laying down of employees from different industries. The layoffs were propagated by the lack of credit to finance operations as well as the perceived melt down in the economy. Increasing unemployment rates led to a collapse of consumption and production chains.[Krishnamurty, 25] [Corsetti, Ginacarlo, Pesenti, Paolo and Roubini, Nouriel. 1998. What caused the Asian Currency and Financial Crisis? /research/economists/pesenti/whatjapwor.pdf] [Sutthirak and Gonjanar, 6] Causes of the CrisisMoral Hazard issuesThe manner in which the financial and corporate sectors operated in the country created an elevated level of moral hazards in the country. The primary red flag exists in the slackened regulatory structures left the country vulnerable in case of macroeconomic and financial sh ocks from both the domestic and foreign markets. Corporations in the country were under significant pressure to sustain operations at high rates of growth, through guarantees which were not backed by sustainable resources. Certain firms received significant subsidies, without any form of control and favored industries received bailouts which nullified any form of risk aversion at the corporate level. The returns on investment in some instances were not measured in absolute terms, and the deficiencies in the current account were expanding at alarming rates. Although the options of foreign borrowing were available, most of the ventures were literary bankrupt months before the crisis. Since most of these bail outs and subsidies were based on a credit base, the undercapitalized economy eroded the ability of the financial industry accommodate shocks, especially considering that most of the assets were toxic and comprised of non-performing loans.[Li, 15] [Krishnamurty, 40] At the internat ional dimension, the highly liberalized economy was faced with the influx of foreign capital through borrowings which were not risk adjusted. The assumption was that the foreign borrowings would be guaranteed by the bank, just like the numerous subsidies in favour of the overseas borrowers, and failure to that, protection from IMF would accord returns regardless. Most of the loans were unhedged foreign-based instruments, which was the same currency that the Baht was pegged on. Increases in the dollar as experienced in 1995 created the primary impressions of a crisis, and the sentiments and confidence in the market switched significantly. The earliest casualties were the property markets, which resulted to defaults in the financial and corporate sectors. The onset of the default crisis led to reversal of the influx of capital from the foreign market and set the crisis in motion.[Sutthirak and Gonjanar, 10] [Wong, Kar-yiu. Housing market Bubbles and Currency Crisis: The case of Thaila nd. 2001. http://core.kmi.open.ac.uk/download/pdf/7363073.pdf] Appreciation of exchange ratesThe factors associated with loss of competitive advantage and changes in the balance of trade have a direct effect on the exchange rates during a financial crisis. The association of exchange rates with the current accentuates the outcomes, and it was worse for Thailand due to a number of factors. Most of its economic decisions were based on this growth, providing the impetus for excessive public expenditure, with bank lending expanding to accommodate the increased availability of financial resources. At the same time, the highly liberalized financial system encouraged borrowing from foreign partners. Even when the interest rates were pegged on the Baht, the real rates were hinged on the dollar, which was the basic currency. Most of the loans were however based on low interest rates in order to optimize benefits. The real value of the Baht was however masked by the value of the dollar. An ap preciation of the dollar created a scenario where the competitiveness of the Baht dropped sharply, affecting it surplus economy. The declining external export dropped to year-on-year rate of 0.2% from 20% in the previous years. The country changed the system of pegging the value of the Baht on the collar which further spun the currency out of control and caused the debts to increase in monstrous rates. By the time the crisis was peaking, the external debt increased from to US$ 94.3 billion from US$ 28.8 billion. The perceptions of overvaluation of Baht resulted to disposal of the currency, resulting to halving of the value in a span of months. This is represented by an increase of the foreign debt to GDP rate from 32.8% in 1990 to 50.05% in 1996. Short term debt, which is highly costly and risks rose from 29.63% in 1990 to 41.41 % in 1996. At the same time, the short term debt, mostly from foreign sources changed from 62.55% in 1990 to 99.69% in 1996....

Left and Right Brain Dominance and the Impact on Learning

Left and Right Brain Dominance and the Impact on Learning The idea of left-brain and right-brain dominance derived from a study performed by a neuropsychologist by the name of Roger Sperry (1954). Based on this study it was gathered that each person learns and thinks by using mainly one hemisphere of their brain. Some people are right-brain dominant and some are left-brain dominant. There are also some that think with part of each side. These people are referred to as middle-brained or whole-brained thinkers. Research has shown that right-brain learners are more intuitive and spontaneous people. The right side of the brain is visual. â€Å"Visual-spatial skills of location and direction (maps), reorganizing colors and shapes and imagining and†¦show more content†¦(Oflaz, 2011) Language was an area in which the left hemisphere excelled. (Oflaz, 2011) In essence, if you were to ask a left-brained person to put their ideas into words they would be able to do so without much problem. They tend to choose the best wording to convey their ideas. In this same study, right-brained students showed to be less serious-minded, more humorous, and more creative. (Oflaz, 2011) While a right-brained individual is good with imagination, creativity, and art, they have a hard time putting these ideas into words or in writing. They would fare better by drawing a picture or diagram. They also recalled faces rather than names and pictures rather than words unlike the left-brained students.(Oflaz, 20 11) If one was to ask a right-brained individual to describe an event, for example, it is highly probable they would create pictures of the event in their minds and use this to recall the information. This study, like many others, merely helps to reiterate the initial study of brain dominance by Roger Sperry. These studies are important pieces of information for a student, teacher, or tutor. As a teacher or tutor, in order to cater to a wide range of students, whether left, right or middle-brained, it would benefit them to examine which side of the brain is dominant in them(Connell, 1999) Ultimately it would have an impact on the teaching methods used. (Connell, 1999) Learning this information would allow aShow MoreRelatedThe Hemispheres of the Brain: Differences in Traits and Learning1815 Words   |  7 Pagesof the Brain: Differences in Traits Learning Abstract The human brain is a wondrous invention that has many scientists and researchers very busy to this very day. There are numerous qualities about the brain humans know about, yet there are still a great number of mysteries to the brain and how it functions left to be discovered and shared. Some facts scientists do know about the brain is that it is divided into to primary sections, called hemispheres. Each person has a left and right hemisphereRead MoreWhich side of the brain do you use?600 Words   |  3 Pagesof the brain do you use? Ever wonder which side of the brain individuals use to learn with? Left and right brain dominates impacts learning way more than people think. There are many theories about each side of the brain dominance. There are many different ways to determine if you are left brained, right brained or even if this whole matter of the learning style of the brain is just a myth. There are many different ways to determine which side of the brain people may use. The right brain dominanceRead MoreLeft1188 Words   |  5 PagesLeft Versus Right Brain And The Impacts Learning Human brain has two hemispheres with different function and each has an impact in human learning. The left hemisphere The element of human linear reasoning and language is performed by the left hemisphere. 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Essay on Everyday Use By Alice Walker - 804 Words

People identify themselves by their colour, culture, language or religion. The identity goes back to generations and it doesnamp;#8217;t start or change within the individual. It is an evolutionary process where each person brings upon some changes. This is best described in Alice Walkeramp;#8217;s short story, amp;#8220;Everyday Use;, where three characters, a mother and two daughters, are portrayed differently, each with its different qualities and philosophies on life that are often seen in generations. Heritage is an important part of a personamp;#8217;s life. It tells the person where it came from and helps the person reach its destiny, almost like a road map. In this story, Dee has trouble understanding the meaning of†¦show more content†¦amp;#8216;Oh, Mama!amp;#8217; she cried. Then turned to Hakim-a-barber. amp;#8216;I never knew how lovely these benches are. You can feel the rump prints,amp;#8217; she said, running her hands underneath her and along the bench.; (2242) nbsp;nbsp;nbsp;nbsp;nbsp;Dee gets irritated when her mother refuses to grant her permission to keep the quilts and tries to explain to her mother that these quilts are rare pieces of art and should be put on display rather than be used. amp;#8220;amp;#8216;Maggie canamp;#8217;t appreciate these quilts!amp;#8217; she said. amp;#8216;Sheamp;#8217;d probably be backward enough to put them to everyday use.amp;#8217; amp;#8216;I reckon she would,amp;#8217; I said. amp;#8216;God knows I been saving amp;#8216;em for long enough with nobody using amp;#8216;em. I hope she will!amp;#8217; I didnamp;#8217;t want to bring up how I had offered Dee (Wangero) a quilt when she went away to college. Then she had told me they were old-fashioned, out of style. amp;#8216;Maggie would put them on the bed and in five years theyamp;#8217;d be in rags. Less than that!amp;#8217; [amp;#8230;] amp;#8216;Well,amp;#8217; I said, stumped. amp;#8216;What would you do with them?amp;#8217; amp;#8216;Hang them,amp;#8217; she said. As if that was the only thing you could do with quilts.; (2245) The above shows how Dee has a different point of view on certain things. She wants to show that she isShow MoreRelatedEveryday Use By Alice Walker852 Words   |  4 Pagescomes or belongs to one by reason of birth. In â€Å"Everyday Use†, by Alice Walker, the theme of the story can be considered as the meaning of heritage or even the power of education. Alice Walker uses many symbols and motifs such as the following: quilts, education, knowledge, Asalamalakim, and the renaming of Dee. In the story, African heritage and knowledge takes a major role. The African heritage plays a major role in the story, â€Å"Everyday Use†. Alice Walker emphasizes the meaning of heritage by havingRead MoreEveryday Use By Alice Walker1372 Words   |  6 PagesEverday Use† research paper In â€Å"everyday Use,† Alice Walker tells a narrative of a mother’s frustrating relationship together with her two daughters. At this facet, â€Å",Everyday Use†, tells that how a mom little by little refuses the cursory values of her older, successful daughter at the aspect of the useful values of her younger, much less lucky daughter. On a deeper outlook, Alice Walker takes on the theme of heritage and its norms as it applies to African-Americans. Everday Use, is set insideRead MoreEveryday Use By Alice Walker1102 Words   |  5 Pagespoem â€Å"Aunt Jennifer’s Tigers† can be read similar to Alice Walker s short story Everyday Use† both are compared by the women’s ways of showing their strengths and how they identify their values, expressions and strength. Advertised in the general outlines of the plot, both literary themes talks of a quest for freedom, the characters identity and self-expression. Adrienne Rich â€Å"Aunt Jennifer’s Tigers† Alice Walker â€Å"Everyday Use† Comparison Paper Analyzing the two types of literatureRead MoreEveryday Use By Alice Walker1372 Words   |  6 Pagessociety as a whole, but more specifically in the African American Community. Alice Walker gives slight insight into   what being forced   to assimilate is like. She says in her short story Everyday Use: She will stand hopelessly in corners homely and ashamed of the burn scars down her arms and legs eyeing her sister with a mixture of envy and awe. Statements such as these are a regular occurrence in her works. Walker often speaks on the ever so disheartening topic of cultural assimilation and theRead MoreEveryday Use By Alice Walker996 Words   |  4 PagesIn the short story â€Å"Everyday Use† by Alice Walker, the author describes different ideas about one’s heritage. Culture and heritage is at the main point of the story â€Å"Everyday Use† by Alice Walker as symbolized by the quilt. The bond that Mother and Maggie share is brought by their common talent to make works of art like quilts. Dee does not have similar capacity because she does not appreciate manual labor nor believes in her heritage. The idea of pride in culture, heritage, and family is the mainRead MoreEveryday Use By Alice Walker1721 Words   |  7 PagesIn her short story â€Å"Everyday Use,† Alice Walker summarizes the representation of the beauty, the conflicts and struggles within African-American culture. â€Å"Everyday Use† focuses mainly between members of the Johnson family, consisting of a mother and her two daughters. One of the daughters Maggie, who was injured in a house fire and has living a shy life clinging to her mother for security. Her older sister is Dee, who grew up with a grace and natural beauty. â€Å"Dee is lighter than Maggie, with nicerRead MoreEveryday Use By Alice Walker1655 Words   |  7 PagesIn â€Å"everyday Use,† Alice Walker tells a narrative of a mother’s frustrating relationship together with her two dau ghters. At this facet, â€Å",Everyday Use†, tells that how a mom little by little refuses the cursory values of her older, successful daughter at the aspect of the useful values of her younger, much less lucky daughter. On a deeper outlook, Alice Walker takes on the theme of heritage and its norms as it applies to African-Americans. Everday Use, is set inside the late ,60s or mid ,70sRead MoreEveryday Use By Alice Walker1735 Words   |  7 Pages â€Å"Everyday Use† by Alice Walker and â€Å"Brownies† by ZZ Packer are two different short stories with different lessons but both talk about the topic of race. Both stories talks about the time in the 20th century when slavery just ended but racism are still active between African Americans and Caucasians. Walker described a story about a single African American mother who is waiting for her daughter to arrive from college. Packer described a story about these African American fourth graders who are inRead MoreEveryday Use By Alice Walker1111 Words   |  5 Pagestheir culture. Alice Walker highlights and distinguishes the dissimilarities and clichà © of country African American women with the actualities that make up their lives. Characterized by short, compound sentences, with long adjectives and use of literary elements, her style is eloquent co nversational and authentic. Alice Walker’s short story, Everyday Use is stylistic, ironic and narrates profound interpretation of unique views and approaches to African-American culture. Walker’s use of characterizationRead MoreEveryday Use By Alice Walker1725 Words   |  7 Pages17 April 2017 Everything is Not What it Seems Sometimes people forget that heritage has to do with truly understanding their past. Many often misrepresent it, especially the younger generations who just accept its presence. Alice Walker’s short story, â€Å"Everyday Use,† revolves around an African American family that consists of three women, who are very different from each other. The story begins with Maggie and Mama waiting in the yard for Dee, the main character, to visit from Augusta. Dee is

Suppression Of Foreigners Stringency Of Immigration...

Samin Khan Professor Susan Penn ENGL-1010 (TFEB) 13 October 2015 Suppression of foreigners: Stringency of immigration policies towards Immigrants The strict immigration policy has restricted countless non-immigrants in entering the United States. Every year, United States grant entry to a substantial amount of non-immigrants who generally enters the United States through various means. Due to various reforms of immigration policies post 9/11, the policies have become stricter than before. But, due to this many non-immigrants are neither allowed to enter nor stay in the United States for an extended period. Thus, many eligible non-immigrants are forced to leave United States. Moreover, non-immigrant visas are constantly being rejected for no particular reasons, thus creating a barrier for many deserving non-immigrants from entering the US. Students, refugees, workers are some of the many people who are negatively affected by this policy. Innumerable non-immigrants are being deprived of certain rights due to implementation of this strict policy, and so the policy should be re formed in such a way so that it can work in their favor. This topic has been subject to countless debates and arguments over the years. It is noted that, refugees and asylum seekers come to United States due to fear of persecution and also escape war in their country of origin. The main intention of refugees is protection of their family’s lives and therefore, they migrate to another country for the

Leadership For An Advanced Practice Nurse - 997 Words

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Having the insight to distinguish your emotions, then using that knowledge to manage your behavior and relationships is being emotionally intelligent (Bradberry Greaves, 2009). After using the Emotional Appraisal Instrument, I learned that self-awareness is my strongest emotional intelligence (EI) skill and my weakest EI skill is social awareness (TalentSmart, Inc., 2016). In my future role as an advance practice nurse I will be spending my time interacting with patients discussing their complaintsShow MoreRelatedNursing As A Graduate Degree Program883 Words   |  4 Pagesvast growth in the world. Gone are the days whereby nurses are not allowed to obtain a doctoral degree in their field (Reid-Pointe Nicholas, 2015). Per Reid-Pointe Nicholas (2015), about70-years ago, nurses could only obtain a doctoral degree in non-nursing field. However, today, nurses have the choice to obtain a doctoral degree with research focus or practice centered doctoral degree (Reid-Pointe Nicholas, 2015). 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Cloning Issue Essay Research Paper Genesis 1119 free essay sample

Cloning Issue Essay, Research Paper Genesis 11:1-9 records the sad narrative of the edifice of the tower of Babel. That undertaking stands out as the first chapter in a narrative that continues to this twenty-four hours, and includes many similar sort of projects. As engineering and ability addition so does adult male # 8217 ; s ability to make things that are finally non in his best involvement. The first expostulation is that cloning is non wise. Wisdom is cognizing the terminal of a affair from the beginning. Proverbs 14:15 Tells us The naif believes everything, But the reasonable adult male considers his stairss. It is reasonable or prudent to believe carefully about the way we are walking, and where it will take us. Proverbs 22:3 reminds us A prudent adult male foresees evil and fells himself, But the simple base on balls on and are punished. We want to be the sort of people who are actively looking out for evil before we are involved in it so profoundly that get awaying it is difficult and painful. In Luke 14:28ff Jesus impulses this same sort of thought we He talks about numbering costs. In that context He is pressing us to number the cost of functioning Him, but the rule applies to all of life: we should number the cost before we do something, before we embark on a undertaking. We are at the topographic point where wisdom says we need to halt for several grounds. First, no one truly knows how it worked, if it will work once more, or precisely why it worked. For certain, we know what they did, we know the process. But Roslin scientists have said the cloning was the consequence of much hit-and-miss experimentation and needs to be refined through farther research. Second, no 1 knows if the process is safe. To exceed it all away, we have no thought where this will take. The possibilities and jobs that could come from human cloning have non been exhaustively mapped out by any agencies. Interestingly, really small is said about possible good this could convey. No 1 is stating If we can clone worlds we can bring around malignant neoplastic disease. Science doesn # 8217 ; T look to be inquiring Should we merely Can we? Yet everyone admits the potency for immorality is boundlessly greater than any good that might come of it. Think of some of the complications that may originate. What will we make with bad transcripts # 8212 ; malformed babes who are the consequences of failed cloning experiments? The head reels with the possibilities for wickedness and wickedness that human cloning nowadayss. Cloning is merely non wise. The folks at Babel ought to hold asked Should we? before inquiring Can we? Are we wise plenty to make better than they? The truth is that cloning is an effort to command and take who will be born. It is extremely dubious that we have the wisdom, moral sense, or moral fibre necessary to do good picks in that country. We lack the wisdom to develop cloning decently, utilize it, or understand it. Why should we go on down such a way? How wise is it to board a train traveling where we don # 8217 ; T know, and going on unseasoned paths? The 2nd expostulation to human cloning is that it can be outright iniquitous. This is true for several grounds. First, cloning consequences in abortions. Cloning is a complicated process that frequently does non work, so many, many cloned embryos must be made. In the Dolly experiment there were 277 cell mergers, ensuing in 29 that began to turn and were implanted, 13 sheep became pregnant, but eventually merely 1 lamb. As one ethician said, It took 277 tests and mistakes to bring forth Dolly the sheep, making a cellular organic structure count that would look like sheer slaughter if the cells were human. While dallying with ( and destructing ) sheep embryos is non disturbing to anyone what if that were done with human embryos? This is non an article on abortion, but we must progress the rule here that life begins at construct ( see Psalm 139:13-16 ; Jer. 1:5 ) . It is non right for scientists to slaying 100s of lives ( that is what embryos are ) in their scientific experiments! The means is non ethical. Further, cloning could be used to hold a child outside of the household unit. God # 8217 ; s order for the household is clearly set Forth in Ephesians 6:1-4. Children need parents, both a ma and a pa. If you are non in a matrimony where that place can be provided so the difficult truth is God doesn # 8217 ; t want you to hold childs. But who is it that is most thrilled with cloning? The homosexual community. Technology is seeking to happen yet another manner to hold kids outside of the God-given form and program. On the front page of a New York Times article a cell life scientist from Washington University in St. Louis named Ursula Good plenty quipped that with cloning there # 8217 ; d be no demand for work forces. A individual adult female might take to clone herself instead than affect a adult male in any manner. Are we building a engineering to besiege God # 8217 ; s moral and natural Torahs? God forbid that we should plan such engineering in order to give homosexual twosomes an chance to bring forth a household, or even to let the single to reproduce outside of matrimony. Possibly worst of all, cloning will necessarily ensue in exploited kids. When the experts are pressed to explicate what cloning could be used for what do they talk about? How about bring forthing a kid as trim parts for your-self or for another kid that is ill? What if your three-year old has kidney disease, finally will hold to be on dialysis? No job. We # 8217 ; ll ringer that child, so that a new kid will be an exact familial lucifer, so take one of those kidneys in 3-5 old ages. That would work every bit good for bone marrow grafts, and many other diseases. Yet we must inquire if that is an appropriate ground to convey a kid into this universe? Yes, trim parts kids are brought into this universe ( on occasion ) already. But if physicians could vouch a familial lucifer this will increase the pattern dramatically. When we think about it one admirations how long it would be until person ringers a kid for the ringer # 8217 ; s bosom? The kid would be born, set on ace growing stimulations, neer cared for or loved, until he or she was large plenty for the bosom to be harvested. What a idea # 8212 ; we will merely take what we want and leave the remainder to decease because we didn # 8217 ; t want you anyhow. We merely needed a portion! Psalms 127:3-5 says Behold, kids are a heritage from the LORD, The fruit of the uterus is a wages. Like pointers in the manus of a warrior, So are the kids of one # 8217 ; s young person. Happy is the adult male who has his quiver full of them. . . . Child are a gift from the Lord, non something to be exploited for our or another # 8217 ; s benefit! CONCLUSION The Bible does steer us, doesn # 8217 ; t it? Wisdom dictates that we halt cloning experimentation before the jinni gets farther out of the bottle, or more accurately, before Pandora # 8217 ; s box is unfastened any wider. Bible clearly shows us that the agencies to cloning is iniquitous, and will certainly take to more wickedness ( exploited childs ) . It is really hard to look at any of this and state Yes, God is blessing this, this will assist humanity, allow # 8217 ; s travel full velocity in front. Human cloning looks more and more like our ain Tower of Babel. Let # 8217 ; s be content to cognize that God made us, and that we did non do ourselves ( Psalm 100:3 ) . May we use our heads and engineering to pull closer to him instead than edifice memorials to human pride that will merely harm and ache us all.

Development of Hospitality in Australia free essay sample

Research Report (Introduction to Hospitality, Tourism and Events) Due Date: Sunday 11. 55pm of week 6 Word Count: 1,500 words Assessment Weighting: 40% Group or Individual: Individual Learning Outcomes addressed: 12 Instructions: Each student will be required to select a topic from the following list of key historic moments and write a report based on their research of how that key moment influenced the host/ guest relationship. 0 Key Historical Developments: 1) Earliest hotels – food and lodging for travellers and their livestock 2) Development of Hospitality in Australia. 3) How has quality been achieved in hospitality events and tourism industry. 4) Development of the hotel chains luxury hotels, business, boutique and leisure hotels ‘ their social contribution and impact on the workforce 5) The advent of air travel and the development of luxury sea travel 6) Economic development after World War II producing an increased market of business travellers and tourists 7) Holidays for all! The growth of tourism and hospitality as commercial industries in their own right in the late 20th century 8) The global technological advancement of the 20th and 21st centuries 9) The advent of major and mega events in the 20th century 10) The Global financial situation in the early 21st century Marking Criteria: Section Correct presentation format including Cover Page, Title Page, Content Page, Introduction, Conclusion Executive Summary and Reference List or Bibliography. We will write a custom essay sample on Development of Hospitality in Australia or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Correct structure of report including correct word count, spelling and grammar, with references correctly cited in the Harvard Method Evidence of research and wider readings through quotations, citations and paraphrasing and use of examples, critical analysis and insight to support arguments. Understanding of theory related to the host/guest relationship. Marks Awarded 5 marks 10 marks 15 marks 10 marks 1

Undertake agreed pressure care free essay sample

Pressure sores or decubitus ulcers are the result of a constant deficiency of blood to the tissues over a bony area such as a heel which may have been in contact with a bed or a splint over an extended period of time. The surface of the skin can ulcerate which may become infected – eventually subcutaneous and deeper tissues are damaged besides the heel, other areas commonly involved are the skin over the buttocks, sacrum, ankles, hips and other bony sites of the body. Describe the four stages of a pressure sore A grade one –pressure ulcer is the most superficial type of ulcer. The affected area of skin appears discoloured and is red in a Caucasian person, and purple or blue in people with a darker complexion. Grade one pressure ulcers do not turn white when pressure is placed on them. The skin remains intact but it may hurt or itch, it may also feel either warm and spongy, or hard. We will write a custom essay sample on Undertake agreed pressure care or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In grade two-pressure ulcers some of the outer surface of the skin (the epidermis) or the deeper layer of skin (the dermis) is damaged, leading to skin loss. The ulcer looks like an open wound or a blister. In grade three-pressure ulcers, skin loss occurs throughout the entire thickness of the skin. The underlying tissue is also damaged. However, the underlying muscle and bone are not damaged. The ulcer appears as a deep cavity like wound. A grade four-pressure ulcer is the most severe type of pressure ulcer. The skin is severely damaged and the surrounding tissue begins to die (tissue necrosis). The underlying muscles or bone may also be damaged. People with grade four pressure ulcers have a high risk of developing a life-threatening infection. Unit 229 Identify pressure sites of the body For those individuals that are bed bound they are more likely to suffer with pressure ulcers on their: †¢Shoulders and shoulder blades †¢Elbows †¢Back of the head †¢Rims of the ears †¢Knees, ankles, heels or toes †¢Spine †¢Tailbone (coccyx’s) For those individuals that use wheelchairs maybe more prone to pressure ulcers on their: †¢Buttocks †¢Back of arms, legs †¢The back of the hip bones Identify factors which might put an individual at risk of skin breakdown and pressure sores †¢Mobility problems †¢Poor nutrition †¢Aged (over 70 ) †¢Incontinence (urinary or/and bowl ) Serious mental health conditions †¢Underlying health condition ( that disrupts blood supply and makes skin more fragile) Unit 229 Describe how incorrect handling and moving techniques can damage the skin Poor positioning can lead to the individual slipping/sliding on the bed this action can cause friction and shearing of the skin, this can also happen by not using the correct techniques or equipment for instance by using a sliding sheet and placing the individuals feet being flat on the bed can help with correct positioning and reducing the risk of friction or shearing. Identify a range of interventions that can reduce the risk of skin breakdown and pressure sores †¢Relieving pressure †¢Promoting circulation (maintaining activity) †¢Allowing air to reach the skin †¢Reducing temperature and humidity and humidity †¢Avoiding incontinence †¢Allowing skin to being inspected †¢Good personal hygiene †¢Nutrition †¢Quit smoking Describe changes to an individual’s skin condition that should be reported You should report any new sore/ulcers or red areas to nurses or managers, or any changes to existing pressure sores should also be reported to nurses/doctors. Once the sore as progressed to a grade two this should then be more thoroughly investigated by outside sources, (social workers, and health boards). It is important to do regular inspections of the individual’s skin and more frequently if sores are present. Unit 229 Understand good practice in relation to own role when undertaking pressure care area Identify legislation and national guidelines affecting pressure area care The safe guarding or vulnerable adults – looks at our responsibility and accountability of keeping people safe and would include risk assessments to identify the skin breakdown †¢The care standards act – reinforces the importance of policies and procedures put in place by our organisations to protect the service users and this includes against skin care and prevention or pressure sores †¢The social care code of practice – also identifies roles and responsibilities of the care worker †¢NHS guidelines on wound care, tissue viability is relevant protocols that should be included in our organisations policies and procedures Describe agreed ways of working relating to pressure area care Agreed ways of working related to pressure area care would be, by following your company’s policies and procedures, and that of the individuals care plan Describe why team working is important in relation to providing pressure area care Teamwork is essential as care can be given 24 hours a day and regular turning of the service user as well as good management needs to be given around the clock in order to prevent or stop the condition from worsening. Most pressure ulcers can be predicted and prevented nursing assistants play a very important role in their prevention if a patient is at risk for getting a pressure ulcer all preventive measures, as stated by your facility must be done and documented. Preventing treating pressure ulcers needs the entire team to work together. Unit 229 Be able to follow the agreed care plan Describe why it is important to follow the agreed care plan The reason it is important to follow the agreed care plan as they are put together in the best interests of the individual based on what they wants, needs are . It also covers all medical need and physical needs and will indicate the likelihood of pressure sores and where they are more likely to get them and by following the care plan will help greatly in prevention. Identify any concerns with the agreed care plan prior to undertaking the pressure area care As the care plan is updated regularly with changes to care that an individual will receive. Before you can help to provide care for that individual you should check for any changes i. e. They start using different dressings or using pressure relief aids like a repose boot, make sure you understand your role and seek advice from seniors (nurses) as to what you need to do. Describe actions to take where any concerns with the agreed care plan are noted You should take note of your concerns and report to your seniors before you continue care make sure you document any concern on your paperwork as well if the concerns were serious then you should report to a manager or where necessary to outside sources, i.e. doctor , social worker or therapists depending on the concerns. Maybe a change of diet is required as the individual has increasing trouble swallowing but the car plan still shows that a normal diet is required. Identify the pressure area risk assessment tools which are used in own work In our workplace we use the waterlow pressure ulcer risk assessment/prevention policy tool, which is said to be the easiest to use in the healthcare industry. Explain why it is important to use risk assessment tools. Without the use of these tools there would be many more individuals suffering with preventable pressure ulcers as by the following guidelines of these tools you are better educated about the care that needs to be given thus reducing any unnecessary pain, infection or discomfort Unit 229 Understand the use of materials, equipment and resources available when undertaking pressure area care Identify a range of aids or equipment used to relieve pressure †¢Repose boots Air flow mattresses †¢Pressure cushions †¢Permaflow elbow pads †¢Heel protectors †¢Leg support trough Describe safe use of aids and equipment For instance you may use joint protectors for the heels or elbows that come in the shape of a foam pad with a strap to hold them in place so you need to make sure they stay in place but also you must be sure that the straps do not exert excess pressure and cause more damage Identify where up to date information and support can be obtained

Sample Essay Prompt - How to Write a Powerful Essay

Sample Essay Prompt - How to Write a Powerful EssayA sample essay prompt is a term used to describe the introduction or outline for the exam. The question is in a clear and concise format with a few words on each page that start with a capital letter. This is the basic structure of a sample essay prompt and what you are attempting to get across.To help you understand the difference between sample essay prompts and typical practice tests, it helps to know what a typical essay will contain. Typical questions will either ask students to write a personal essay, a research paper, or a persuasive essay. Most writing samples you will find on essay prompts will also contain an analytical essay as well. The main difference between the two types of questions is in the main structure.The key difference between the two is that a sample essay prompts will usually not have very many sentences before a closing sentence at the end. The difference in the format of a sample essay prompt is that most s tudents will not spend more than a few minutes in the essay prompt structure before moving on to the next one. Typically a student will be able to write an essay for an essay prompt within twenty minutes, although it may vary by person.Students can choose which type of essay they would like to take on a sample essay prompts. Some students will take a true story from the author's life or experiences. Other students may choose a fictitious story, or a historical event. Whatever the choice, the purpose is to have a similar structure as the sample essay prompt.One of the challenges you will face when it comes to writing a truly persuasive essay or a historical report is to make sure you present your points clearly without giving away any critical information that could be considered controversial. It helps to plan out your arguments so that you know where you are going to go with your argument. Then you need to provide evidence that supports the points you are making. A good resource fo r this information is the student's reference manual you have already purchased.When it comes to writing a persuasive essay, it is important to write a powerful essay that will persuade the reader. Writing a persuasive essay requires you to take what you know about something and tell it as simply as possible. Your goal is to be able to make the point quickly and effectively, but still to stay within the constraints of a sample essay prompt.Sample essay prompts are great for students who are taking the SAT and want to increase their scores. They can also be used by high school seniors who want to improve their SAT scores by writing a research paper. It is an easy way to improve your SAT scores and it helps if you use a format that is very similar to the sample essay prompt.A sample essay prompts can be challenging, but can also be a very effective way to improve your SAT scores. If you find yourself struggling with an essay prompts or want to improve your score, try a sample essay pr ompts. You may be surprised how useful this can be.

External Environment Analysis Kraft Foods Essays

External Environment Analysis Kraft Foods Essays External Environment Analysis Kraft Foods Paper External Environment Analysis Kraft Foods Paper The PEST analysis on the other hand examines the macro-environment, looking at potential political and social threats to industry. The utilization of these two models together will better equip organizations to face ever changing industries and see potential threats. Below the author will discuss the different aspect of each model as well as provide useful web links to gather additional information. Porter Five Forces Analysis The Porter Five Analysis was developed by Michael Porter as a tool utilized by organizations to help identify the structure and competitiveness within an industry (Porter, 2008). It encompasses five different forces that shape the industry; threat of new entrants, threat of substitute products, bargaining power of buyers, bargaining power of suppliers and rivalry among existing competitors (Porter). The ability to analyze and understand trends and threats within an industry is critical for effective strategic planning that will render organizational success (Porter). Below is an analysis of Kraft Foods utilizing the Porter Five analysis model. Buyer Power With so many different varieties of brands available to consumers it is essential that organizations research consumer needs and demands in order o remain successful. As competition increases within the industry, organizations must create new products that adapt to the changing lifestyles and preferences of consumers, which have shifted to a focus on health and wellness (Hathaway, Mark-Plumber, Weaker-Oberon, 2006). Consumers have no loyalty or obligation to stay with one brand and will easily switch as prices and nutritional labels fit their needs. Conducting analysis of competitors financial statements will also help paint a picture of consumer trends helping organizations to adjust their products. Below are several websites that roved different information on the power that consumers hold. 1. This website discusses Some very important facts relating to the immense power that consumers possess in the food industry and how the demand for healthy food is increasing the price of raw materials resulting in organizations absorbing the overhead costs to keep prices low. It also provides some information of Kraft Foods biggest competitors. Analysis of competitors can help strategists determine future marketing strategies and how to establish brand loyalty. Monitoring competition allows for change and adaptability remitting one to stay on top of their industry by tailoring products to consumer needs/demands. Http://win. Wackiness. Com/stock/ 2. This website provides information that describes the growing demands of consumers and the growth of the healthy food craze. This website really demonstrates the power that consumers hold in the food industry. Consumers are mandating healthy food choices with no SMOG labeling. This has caused organizations to generate new products that are healthy and cater to consumer needs if they are to stay successful. Analyzing consumer trends is extremely important as it will allow a business to better tailor their DOD products and draw in new consumers and maintain loyalty of old consumers. Towpath. Inspirational. Com/vote-yes-on-37. Tm Supplier Power Although there are only ten major suppliers for Kraft Foods they have extreme power over the food industry. Walter is one of Kraft Foods largest clients with the most revenue generated and with so many competitors on the market Kraft Foods must absorb the additional costs of producing cheap food in order to Stay competitive. An individual supplier must offer something special to stand out from the crowd, such as a lower price, faster livery time, more flexible credit t erms, higher product quality or volume discounts (Sullivan, n. . ) 1. This article provides a thorough discussion and different view point on supplier power and monopoly in the food industry. It provides a discussion on how big organizations, such as Wall-Mart, exert their power over their suppliers. Different suppliers have monopolies at supermarkets and can pay for primary shelf space and promote their brands. This leads to smaller suppliers struggling in an industry dominated by large supply companies and large retailers. Http:// documents. Featherweights. Org/doc/Arteriosclerosis-web. UDF 2. Pratt provides a good discussion on how to analyze the bargaining power of suppliers. Understanding the questions he poses will enable an organization to potentially avoid competition and build quality relationships with suppliers thus enhancing chances of industry success. Http://centralizes. Com/ ? Understanding-the-Bargaining-Power-of-Your-Suppliers=4251948 3. This informative website provides a list of the Kraft Foods suppliers. Determining the number of suppliers in an industry can help strategist determine the bargaining power of the suppliers. In hard times suppliers can ration their rodents causing organizations to spend more money upfront and lose revenues. When an organization is able to differentiate their product from competitors it is easier for them to bargain with suppliers for fair pricing. Http://www. Deliberately. Com/as-Kraft-foods/suppliers. HTML Threats of Entrants When an industry is booming the threat of new entrants is high as everyone wants to make profits. The threat of new organizations creates competition among an industry and influences their ability to maintain profits (Wilkinson, 2013). Firms in this industry preserve market share through brand loyalty, versification and the barriers placed within the industry to enter the market (Porter, 2008). It is therefore imperative that these brands maintain quality at a competitive price and drive off new competition. 1 . The following website points out the current economy/industry sales for Kraft Foods and their top competitors. This is a good website as it will paint a picture for future companies as to the market capital, net income, dividends, operating margin and growth revenue. All of which are great indicators as to expenses and revenue generated and allows them to determining if starting a business in his industry is worth the overhead, time and effort. It can also help determine how different products by different companies are comparing to each other. Http://financial. Mornings. Com/competitors/industry- peer. Action? T=KRAFT=usa=en-US 2. This web page provides a table with Kraft Foods top competitors broken down by categories allowing easy access to different aspects of the business. This also allows potential companies to determine which industry they would have the most impact in to succeed. Additionally it provides revenue, income and market share. Http:// scimitars. Com/stocks/competitions. PH? Ode=KRAFT 3. NASDAQ is a great reference for organizations looking at trends in the food industry as it provides information on the financial, size and growth trends as well as market cap. This information is essential to determine if an organization can compete in certain industries. Http://www. NASDAQ. Com/ symbol/Kraft/competitors 4. This informative document discusses current economic indicators and the growth of the food industry over the last 10 years. It talks about nature of the industry, market overview, demand and annual food spending at home. Additionally it provides a discussion on the issues affecting the industry. This resource will help paint a vivid picture of the economy of the industry and help determine if a new product will succeed. Http://trade. Gob/tad/cog/ reporter_predecessors. PDF Threat of Substitutes The growing health trends have led many companies to adapt and change products to fit consumer demands. With a variety of brands available it is imperative organizations cater to consumers in order to avoid losing their loyalty to another company. Consumers in the industry have minimal switching costs and there is never the guarantee Of brand loyalty (Hathaway, Mark-numbers Weaker-Oberon, 2006). In order to keep loyal consumers organizations in this industry must offer new and innovative products. 1 . This document provides valuable information on consumer trends, healthy eating industry dynamic, emerging products, and success factors. This valuable information helps organizations determine current trends and how they can adapt to remain successful and ahead of their competition within the industry. Http://www. PWS. Com/us/en/transaction-services/publications/ assets/functional-foods. PDF 2. This is a very informative website that discusses current trends in the food industry while stating growth regenerates specifically relating to the healthy snacking options. This is a good site to gain a better understanding and insight to healthy alternatives that competitors may be producing as well as market trends http:// www. Knackerys. Com/articles/84475;snack;food;industries 3. Organic Trade Association website provides information on industry statistics and projected growth trends which is can assist organizations in determining their future products based on consumer trends. Http://www. Tot. Com/ organic/met/business. HTML Rivalry Among Existing Competitors In every industry there is rivalry amongst organizations to wi n over nonusers. This can generate new and innovative products, intense sales promotions and pricing wars (Porter, 2008). On the outside this activities may appear to be beneficial but in reality it can lead to increased costs and decreased profits for organizations (Porter). 1. CSS Market online provides a nice graph detailing growth rates Of the major competitors in the food industry. This is an extremely useful tool to help determine where you stand financially next to your competition. Utilizing this information may assist in determining if a new product should be launched and if new marketing tactics are needed. Http://scimitars. Mom/stocks/competition. PH? Code=KRAFT 2. If an organization is to remain successful and on top of their organization they must produce numerous products that cater to consumer demands, I. E healthy food choices. This innovative thinking keeps consumers coming back to the same brands and generates loyalty. Http://www. Fool. Com/investing/ genera 1/201 3/04/22/these-food-companies-are-the-best-at-inspiring-bra. Asps PEST Analysis PEST analysis tool was developed by Francis Jugular to help organization see the macro-environment of their business environment in order to make changes and maximize financial success (Mind Tools, n. D. ). The ability to adapt and change business tactics to meet consumer demands can create new and improved products enhancing brand loyalty (Mind Tools). The PEST analysis focuses on political, economic, socio-cultural, and technological changes in the industry, helping organizations to determine different opportunities (Mind Tools). Political 1 . This website provides information on regulations of the food industry, agricultural industry and federal regulations. Understanding the political implications and regulations of the food industry will assist with licensing and production of food products.